The Lecturer

Josef Busuttil was involved in the setting up of the Malta Association of Credit Management (MACM – and has been administering the Association since its establishment in June 2001. MACM provides a central national organisation for the promotion and protection of all credit interests pertaining to Maltese businesses. He was later appointed Director General of MACM.

Josef has been a member of the Council of FECMA – Federation of European Credit Management Associations (, representing the Maltese trade creditors in this European forum, since MACM joined FECMA in May 2003. He is an active council member and after twelve years occupying the role of FECMA Vice President, Josef was elected President of FECMA in November 2016.

Josef has sixteen years of experience in the Financial Services Sector, starting his career as a bank official and later joined a leading Maltese financial services company, specialising in financial advise. He is also a qualified financial advisor.

Josef read Marketing obtaining a Post Graduate Diploma of The Chartered Institute of Marketing (UK), and later became a Member of the Institute. In 2007, he has been awarded Chartered Marketer status by the Chartered Institute of Marketing.

Josef has obtained his Masters in Business Administration – Henley Management College (UK), focusing his thesis on ‘Granting and Managing Trade Credit’. In recognition to his work in the field of credit management, both in Malta and in Europe, the Chartered Institute of Credit Management – CICM of the UK awarded him with Honorary Fellowship.

Josef is an intuitive lecturer and speaker, specialising in trade credit management strategies that enable the credit function to gain and sustain competitive advantage in the market, whilst ensuring sound cash flow and long-term profit.

He lectures Advanced Credit Management and Business Studies at MACM Training Centre – The accredited Teaching Centre of The Chartered Institute of Credit Management (UK) for Malta.

He delivers in-house training for firms and workshops and lectures for organised groups. Josef has also contributed to a number of business workshops, seminars and leading conferences organised by highly reputable international organisations and institutions, such as The European Commission, in a number of countries, including Antwerp, Berlin, Bucharest, Dubai, Dublin, Johannesburg, Kuala Lumpur, London, Madrid, Malta, Mexico City, Moscow, Paris, and Vilnius. Josef is a regular contributor of business articles to the international business press.

Josef Busuttil
MBA (Henley), Dip. M MCIM, FCICM